Present value of money
The idea of discounting long-term lease payments to present value.
Fixed instalments over 36 months are not the same as paying a lump sum today. Discount rate and cash flow decide buy-vs-lease comparisons.
- Fixed monthly cash outflow
- Deferring down-payment burden
- Final maths on the quote
Simple frame
Lease: low entry, predictable monthly. Buy: high entry, ownership + depreciation. EV tech speed can favour leasing flexibility.
Disclaimer
This page is educational, not investment or tax advice. Final numbers must be validated with your quote and accounting team.
